Buy a home with 3% down payment in 2019 – Conventional Loan Government-backed mortgage loans, VA, FHA and USDA, require little to no down payment. FHA loans ask for a down payment of at least 3.5 percent of the sales price while the other two don’t require any down payment whatsoever. But did you know […]

I don’t usually push political issues but these two Propositions are really important. The following information is provided by The California Association of REALTORS® C.A.R. (YES) on Proposition 5 – Property Tax Fairness Initiative The Problem: • Seniors and the disabled are stuck in homes ill-suited to their needs because they can’t afford to pay […]

State and federal laws are strict in requiring sellers to tell what they know about the condition of their homes that isn’t obvious or discernable to potential buyers. Buyers can’t see behind walls or under houses, so they rely on truthful information from the seller about the operations, appliances and systems of the home. When […]